Savings in Europe (excluding UK)

We offer you a range of products that could suit your savings needs. Each gives you access to hundreds of international investment funds from some of the world’s top fund managers plus a diverse range of currencies, asset classes sectors and specialist funds.

Please refer to our product library for brochure downloads.

Your financial adviser can help you decide which, if any, of these solutions are right for you.

 

Belgium

European Executive Investment Bond

Freedom to choose from thousands of international investment funds, stocks and fixed interest securities

Option to appoint your own professional fund advisor to manage the portfolio on your behalf

Ability to transfer in and consolidate existing assets

Administration ease and convenience

Flexibility to change your portfolio at any time

Easy access to you capital through one off or regular withdrawals.


European Collective Investment Bond

Tax efficient savings vehicle

Freedom to choose from thousands of international collectives

Option to appoint your own professional fund advisor to manage the portfolio on your behalf

Ability to transfer in and consolidate existing assets

Administration ease and convenience

Flexibility to change your portfolio at any time

Easy access to you capital through one off or regular withdrawals


European Capital Account

Flexible investment solution

No fixed term

Regular and/or single contributions

Stop, start, increase or decrease contributions as and when it suits you.

Finland

For details of Skandia International's offering in Finland, please visit our local Finnish language site

Cyprus

European Executive Investment Bond

Freedom to choose from thousands of international investment funds, stocks and fixed interest securities

Option to appoint your own professional fund advisor to manage the portfolio on your behalf

Ability to transfer in and consolidate existing assets

Administration ease and convenience

Flexibility to change your portfolio at any time

Easy access to you capital through one off or regular withdrawals.

European Collective Investment Bond

Tax efficient savings vehicle

Freedom to choose from thousands of international collectives

Option to appoint your own professional fund advisor to manage the portfolio on your behalf

Ability to transfer in and consolidate existing assets

Administration ease and convenience

Flexibility to change your portfolio at any time

Easy access to you capital through one off or regular withdrawals

European Capital Account

Flexible investment solution

No fixed term

Regular and/or single contributions

Stop, start, increase or decrease contributions as and when it suits you.

Spain

Spanish Collective Investment Bond

A straight forward and flexible way to invest for people who have chosen to live in Spain

For medium to long term investing

Choose from a selected range of top international funds

Keep all investments in a single regular report, also available online via our client extranet

Leave day to day administration to us

Build a portfolio that meets your needs and complies with Spanish (and UK) tax law

Save on initial fund charges

Access a wide range of investments within a single policy

Clear valuations in a single currency

Sweden

Executive Investment Bond (Depåföräkring)

Freedom to choose from thousands of international investment funds, stocks and fixed interest securities

Option to appoint your own professional fund advisor to manage the portfolio on your behalf

Ability to transfer in and consolidate existing assets

Administration ease and convenience

Flexibility to change your portfolio at any time

Easy access to you capital through one off or regular withdrawals.

Collective Investment Bond (Strukturerad Fondförsäkring)

Tax efficient savings vehicle

Freedom to choose from thousands of international collectives

Option to appoint your own professional fund advisor to manage the portfolio on your behalf

Ability to transfer in and consolidate existing assets

Administration ease and convenience

Flexibility to change your portfolio at any time

Easy access to you capital through one off or regular withdrawals