Education in the Middle East, GCC and Africa

Below is a list of the savings and investments products we offer in the Middle East to help support your educational needs.

Please refer to our product library for brochure downloads.

Your financial adviser can help you decide which, if any, of these solutions are right for you.

Collective Bond

Choice of place of issue: Isle of Man (Royal Skandia) or Dublin (Skandia Ireland)

Tax-efficient investment wrapper

Freedom to choose from thousands of international collectives

Option to appoint your own professional fund adviser to manage the assets on your behalf

Ability to transfer in and consolidate existing assets

Simplified administration compared to when holding assets directly

Flexibility to change your assets without any tax liability

Easy access to your capital through one-off or regular withdrawals

Executive Bond

Freedom to choose from thousands of international collectives, investment funds, stocks and fixed interest securities

Option to appoint your own professional fund adviser to manage the assets on your behalf

Ability to transfer in and consolidate existing assets

Simplified administration compared to when holding assets directly

Flexibility to change your assets without any tax liability

Easy access to your capital through one-off or regular withdrawals

Managed Capital Account & Executive Wealth Builder Account

Flexible investment solution, ideal if you are working on an employment contract abroad

No fixed term

Regular and/or single contributions

Stop, start, increase or decrease contributions as and when it suits you

Easy access

The Executive Wealthbuilder Account has the additional benefit of upfront charging

Managed Savings Account

Market leading maturity values

Simple and cost-effective regular savings solution

Designed for clients committed to investing regularly over the medium to long term.

Access to more than 300 international investment funds across a diverse range of currencies, asset classes, sectors and specialist funds.

Up to 4% of account value at maturity depending on savings term.

Access to more than 300 international investment funds across a diverse range of currencies, asset classes, sectors and specialist funds.

Access to more than 40 of the world’s leading fund managers.