We will only use your personal data in line with the provisions of data protection legislation.
Your data will be used to process your application and service your plan.
Sometimes we may provide your data, by electronic or other means, to:
Other companies within the Skandia and Old Mutual groups of companies, if we regard this as necessary to service your plan.
Your financial adviser.
A third party to verify your identity, in line with money laundering or other requirements. This may involve carrying out checks with credit reference databases.
Third parties who perform tasks for us to help us service your plan. These third parties may be based in countries outside the European Economic Area. Whilst these countries may not have data protection laws equivalent to the UK’s we will ensure that third parties agree to treat your data with the same level of protection as if we were dealing with it.
Prevent and detect fraud we may share your data with other organisations, including the police, and check and/or file your data with fraud prevention agencies and databases. If we are given false or inaccurate information and we suspect fraud, we will record this.
Skandia and Old Mutual groups of companies may use your data for assessment and statistical analysis purposes.
Your data may be made available to third parties where required by law, court order or regulation.
You are entitled on payment of a small fee, to receive a copy of your data which is subject to the current Data Protection Legislation. You also have the right to require us to correct any inaccuracies in your data.
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The information collected from cookies helps:
security
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show that you have read the legal information
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This information will not be used for marketing purposes. You may prevent the use of cookies by changing the settings on your browser, but please note that this may hinder some of the website functionality. You can also choose to delete cookies from your computer.
To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit:
www.aboutcookies.org